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  2. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Conventional loans usually have a minimum credit score of 620, but borrowers with higher credit scores tend to nab better rates. FHA loans have a lower minimum credit score requirement than ...

  3. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    The Federal Housing Administration (FHA) insures FHA loans, which allows mortgage lenders to accept a credit score as low as 580 with a 3.5 percent down payment, or 500 with a 10 percent down payment.

  4. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Your credit score is a major factor lenders consider when you apply for a mortgage. ... But some lenders may accept a FICO Score as low as 500 if you provide a 10% down payment.

  5. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    The minimum credit score required for a conventional loan is 620, while other mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

  6. The Average Credit Scores for 5 Types of Mortgage Loans - AOL

    www.aol.com/finance/average-credit-scores-5...

    The protection from the FHA enables lenders to offer fewer restrictions, including lower down payments and more options for individuals with credit scores below 700.

  7. What credit score is needed to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

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