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2. Personal loan alternatives for bad-credit borrowers - AOL

   www.aol.com/finance/alternatives-bad-credit...

   Mortgage rates tend to be much lower than other types of bad credit loans. You may even be eligible for an FHA cash-out refinance with a credit score as low as 500, as long as you have more than ...

3. 8 ways to refinance a mortgage with bad credit - AOL

   www.aol.com/finance/7-ways-refinance-mortgage...

   Limited cash out: You may be unable to take out cash in excess of $500 on mortgages refinanced under this program. The main benefit of this option is to permanently lower your monthly payments.

4. Pros and cons of a cash-out refinance - AOL

   www.aol.com/finance/pros-cons-cash-refinance...

   The requirements for getting approved for a cash-out refinance vary by lender, but most lenders will want to see a minimum credit score of 620 and a maximum debt-to-income ratio of 43 percent ...

5. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   Credit score of 680 or higher. The higher your score, the better rates you’ll qualify for. ... A cash-out refinance is a type of mortgage loan that replaces your current mortgage with a new ...

6. How to get a home equity loan with bad credit - AOL

   www.aol.com/finance/home-equity-loan-bad-credit...

   Cash-out refinance. In a cash-out refinance, you take out a brand-new mortgage for more than what you owe on your existing mortgage, pay off the existing loan and take the difference in cash. Most ...

7. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   FHA refinances: You’ll need 20 percent down to pursue a cash-out refinance, but you can explore rate-and-term and streamlined refis with just 2.25 percent equity. ... Improve your credit score ...