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  2. Lump sum payout vs. annuity from a pension: How to decide - AOL

    www.aol.com/finance/lump-sum-payout-vs-annuity...

    A lump sum is a one-time payment representing the total value of your accrued pension benefits, discounted to reflect the time value of money. ... It’s essentially an insurance policy against ...

  3. Annuities vs. life insurance: What’s the difference? - AOL

    www.aol.com/finance/annuities-vs-life-insurance...

    Annuities are a financial product offered by insurance companies, and you may purchase an annuity with either a lump-sum payment or a series of payments over time.

  4. Life Insurance: How to Choose The Best Option for You ... - AOL

    www.aol.com/life-insurance-choose-best-option...

    Life insurance usually requires premium payments to keep the policy active—either monthly or annually. Life insurance can be temporary or permanent, and some permanent policies may offer a cash ...

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    The endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. Typical maturities are ten, fifteen, or twenty years up to a certain age limit. Some policies also pay out in the case of critical illness.

  6. Life annuity - Wikipedia

    en.wikipedia.org/wiki/Life_annuity

    Life annuities may be sold in exchange for the immediate payment of a lump sum (single-payment annuity) or a series of regular payments (flexible payment annuity), prior to the onset of the annuity. The payment stream from the issuer to the annuitant has an unknown duration based principally upon the date of death of the annuitant.

  7. Life settlement - Wikipedia

    en.wikipedia.org/wiki/Life_settlement

    A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]

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