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  2. Commercial general liability insurance - Wikipedia

    en.wikipedia.org/wiki/Commercial_general...

    In the United States insurance market this is known as Commercial General Liability (CGL). It is the "first line" of coverage that a business typically purchases, [ 1 ] and covers many of the common risks that can happen to any type of business, such as bodily injury or property damage on the business premises or due to the business operations ...

  3. Business owner's policy - Wikipedia

    en.wikipedia.org/wiki/Business_owner's_policy

    A business owner's policy (also businessowner's policy, business owners policy or BOP) is a special type of commercial insurance designed for small and medium-sized businesses. [1] BOPs are cost-effective and convenient for business owners, as they provide comprehensive protection against common risks like property damage, lawsuits, and income ...

  4. A comprehensive guide to small business insurance: Here ... - AOL

    www.aol.com/finance/comprehensive-guide-small...

    BOPs usually include general liability, property insurance and business interruption insurance. ... may result from bodily injuries or property damage that occur due to your business ...

  5. Top 4 common commercial insurance claims and how to ... - AOL

    www.aol.com/top-4-common-commercial-insurance...

    Fires are capable of causing a substantial amount of property damage in a short period, potentially devastating a small business that doesn't have insurance coverage. 3. Weather damage

  6. Owner-controlled insurance program - Wikipedia

    en.wikipedia.org/wiki/Owner-controlled_insurance...

    An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions).

  7. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  8. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    In some countries, insurers offer a package which may include liability and legal responsibility for injuries and property damage caused by members of the household, including pets. [48] Landlord insurance covers residential or commercial property that is rented to tenants. It also covers the landlord's liability for the occupants at the property.

  9. Does car insurance cover your parked car? - AOL

    www.aol.com/finance/does-car-insurance-cover...

    Property damage liability . Property damage liability is a part of most states’ insurance requirements. It is designed to cover the damage you cause during a collision or accident to someone ...

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