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Single-premium immediate annuities. With a single-premium immediate annuity (SPIA), you make a one-time payment to an insurance company, and in return, the insurer provides you with a guaranteed ...
The payouts for immediate annuities depend on whether you choose a life annuity or a term-certain annuity. It also depends on the age and gender of the annuitant, or the person who receives the money.
Most single premium immediate annuities are fixed. Variable immediate annuity: This annuity invests your principal amount in sub-accounts similar to mutual funds. The income stream you receive is ...
Get multiple annuity quotes: Each annuity company offers different rates, riders, fees and features. By gathering multiple quotes, you can explore a broader range of products and select the one ...
Single-premium immediate annuity (SPIA): SPIAs are the most common type of income annuity. You pay a lump sum upfront, and the annuity company starts making payments to you shortly after that ...
An immediate annuity is the most basic type of annuity: You can buy this insurance contract with a single lump sum payment in exchange for a stream of income that is guaranteed over a specific ...
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