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Penalties for driving without insurance in Arkansas. According to Arkansas Motor Vehicle and Traffic Laws Statute 27-22-103, driving without insurance is illegal. But how much is a no-insurance ...
Telematics programs have several pros and cons. They can offer decent discounts on your auto insurance premiums, but they also require sharing personal driving data with your insurance company ...
And if you have been caught driving without insurance before, your license may even be revoked. Required forms: Some states may require that you have an SR-22 or FR-44 on file with your DMV before ...
The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
The laws regulating driving (or "distracted driving") may be subject to primary enforcement or secondary enforcement by state, county or local authorities. [1]All state-level cell phone use laws in the United States are of the "primary enforcement" type — meaning an officer may cite a driver for using a hand-held cell phone without any other traffic offense having taken place — except in ...
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