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  2. Do RMD Rules Apply If You're Still on the Job? - AOL

    www.aol.com/seniors-still-rmd-youre-working...

    With 401k plans, 403b plans and 457 plans, your savings aren’t taxed until you withdraw the money in retirement. So if you plan to work indefinitely, you can put off paying taxes on the earnings ...

  3. What is an after-tax 401(k) and who should make contributions ...

    www.aol.com/finance/tax-401-k-contributions-one...

    An after-tax 401(k) allows savers to put after-tax money into a 401(k) account, and that money can grow on a tax-deferred basis until retirement. When it comes time to take a distribution ...

  4. 401(k) Contribution Deadlines For 2023 - AOL

    www.aol.com/finance/401-k-contribution-deadlines...

    Continue reading → The post 401(k) Contribution Deadlines appeared first on SmartAsset Blog. Contributing to your a 401(k) is one of the most common and simplest ways to save for retirement. If ...

  5. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    Although the rules require RMDs to begin by April 1 of the year after the individual reaches age 72, [a] participants in an employer-sponsored plan can usually wait until April 1 of the year after retirement (if later than age 72 [a]) to begin distributions unless the individual owns 5% or more of the employer who is sponsoring the plan.

  6. Can I Make After-Tax 401(k) Contributions? - AOL

    www.aol.com/finance/tax-401-k-contributions...

    Your employer may allow you to make after-tax 401(k) contributions. These are not tax-deductible like your regular 401(k) contributions, but you can make after-tax deferrals beyond the annual 401 ...

  7. Substantially equal periodic payments - Wikipedia

    en.wikipedia.org/wiki/Substantially_equal...

    The rules for SEPPs are set out in Code section 72(t) (for retirement plans) and section 72(q) (for annuities), and allow for three methods of calculating the allowed withdrawal amount: Required minimum distribution method, based on the life expectancy of the account owner (or the joint life of the owner and his/her beneficiary) using the IRS ...