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  2. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    On average, debt settlement services may help consumers save nearly 50% on their credit card balances, according to a report from the American Association for Debt Resolution. However, that amount ...

  3. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    Debt settlement and bankruptcy may eliminate or reduce your debts but will also damage your credit score. Types of debt relief Here’s a closer look at the four best debt relief options and when ...

  4. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Debt relief companies are agencies that use a combination of tools, including counseling and debt settlement services, to help you get out of debt faster in exchange for a fee. Many require you to ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

  6. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services. Working ...

  7. Uniform Debt-Management Services Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Debt-Management...

    Others have provided consolidation and management services, in which agreements are reached with creditors to settle on a percentage of debt. Most of these services have collected a periodic amount from the debtors from which payment to creditors has been made. The general objective of these services has been debt satisfaction without resort to ...

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