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2. What is a safe harbor 401(k)? - AOL

   www.aol.com/finance/safe-harbor-401-k-202830740.html

   A safe harbor 401(k) ... Basic matching: The employer must match 100 percent of an eligible employee’s contributions up to 3 percent of salary and 50 percent of contributions above 3 percent, ...

3. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer .

4. What Is a Safe Harbor 401(k)? - AOL

   www.aol.com/finance/safe-harbor-401-k-232417795.html

   Company-sponsored 401(k)s have become the go-to retirement savings plan for millions of Americans who want a tax-advantaged way to build their nest eggs. Workers who sign up for the plans agree to...

5. How much should you have in your 401(k)? Here's how your ...

   www.aol.com/finance/average-401k-balance-by-age...

   The average 401(k) balance for five million Vanguard participants was $134,128 across all age groups in 2023, according to the firm's How America Saves report. However, this figure doesn’t ...

6. Employer matching program - Wikipedia

   en.wikipedia.org/wiki/Employer_Matching_Program

   The employer matching program is any potential additional payment to an employee's 401(k) plan. Since the start of the credit crisis and the 2008 recession , companies are either stopping matching programs or making the match available to employees based on whether or not the company makes money.

7. 401(k) match: What is it and how does it work? - AOL

   www.aol.com/finance/401-k-match-does-133158768.html

   Before 2023, matching contributions to a Roth 401(k) had to be made on a pre-tax basis, meaning they were counted as contributions to a traditional 401(k) plan.