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A borrower seeking funds approaches a mortgage broker or private money lender and describes his borrowing needs. These include: 1) The amount of money sought; 2) The value of the property that is being pledged as security, or collateral; 3) A description of the property; 4) The use of funds.
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Conservative loan-to-value (LTV) ratios: You’ll need significant assets to qualify for a hard money loan. Hard money lenders typically require a loan-to-value (LTV) ratio of about 50 to 70 ...
In addition, Gulf Coast Business Review (now known as Business Observer) named founder Ian MacKechnie their "Entrepreneur of the Year" in 2006. [13] By late 2012, following an expansion into the Miami market, [23] Amscot increased its storefronts in Florida [24] averaging 1,600 to 2,400 square feet per branch. [25]
Founded in 1985 by Melissa L. Cohn, the company employed more than 100 home loan professionals and originated loans in New York, Vermont, Massachusetts, Connecticut, Florida and New Jersey. [34] Cohn later sued Guaranteed Rate and CEO Victor Ciardelli for breach of contract and fraud among other complaints but was unsuccessful.
When the money arrives: The lender or company’s time to review your financial situation and develop a plan will vary. Until any hardship relief goes into effect, make at least the minimum ...
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