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In general, you can remain on your parent’s health insurance plan until you’re 26. However, some states will allow you to stay on your parents’ plan longer if you meet certain criteria. For ...
The last day to enroll or change plans for coverage to start on Jan. 1, 2025, is Dec. 15, 2024. On Jan. 15, the open enrollment period ends, and coverage will start on Feb. 1. You can also enroll ...
Option 4: ACA marketplace insurance. If COBRA payments are too high, you can go to the Affordable Care Act’s health insurance marketplace to buy a more affordable plan on your own. There are ...
Effective group health plan years beginning after September 23, 2010, if an employer-sponsored health plan allows employees' children to enroll in coverage, then the health plan must allow employees' adult children to enroll as well as long as the adult child is not yet age 26. Some group health insurance plans may also require that the adult ...
The District of Columbia's Continuation of Health Coverage Act of 2001 applies to employers with a group health insurance plan with a situs in the District of Columbia and with fewer than twenty employees. Coverage must be offered to be extended for a period of three months following the date that coverage would have ended. [30]
In the context of healthcare in the United States, a pre-existing condition is a medical condition that started before a person's health insurance went into effect. Before 2014, some insurance policies would not cover expenses due to pre-existing conditions. These exclusions by the insurance industry were meant to cope with adverse selection by ...