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  2. Car prices and interest rates down, but monthly ... - AOL

    www.aol.com/car-prices-interest-rates-down...

    The cost to buy a new car goes beyond the sticker, experts said. As average transaction prices come down, monthly payments go up. ... and interest rates for new cars are looking more like used ...

  3. Can You Make a Car Down Payment with a Credit Card? - AOL

    www.aol.com/car-down-payment-credit-card...

    You'll Pay Higher Credit Card Interest Rates When you use a credit card to make a purchase, you pay interest on your balance. If your credit score is over 670, you can expect to pay between 20% ...

  4. 25 Sneaky Car Dealership Tricks To Avoid at All Costs - AOL

    www.aol.com/finance/25-sneaky-car-dealership...

    If the dealer knows you've been approved for a loan with 8% interest, for example, but finds a lender willing to go to 6% without your knowledge, the dealer can offer you 7% or 7.5% instead of ...

  5. Retail floorplan - Wikipedia

    en.wikipedia.org/wiki/Retail_floorplan

    Most car dealerships use a floorplan facility to finance their inventory and factor the cost of the facility into the price presented to the consumer. The practice of using floorplan loans to finance inventory creates an incentive for the dealers to sell vehicles as quickly as possible in order to reduce the amount of interest that will accrue ...

  6. Car dealerships in the United States - Wikipedia

    en.wikipedia.org/wiki/Car_dealerships_in_the...

    For example, if a dealer has an interest rate offer of 7.9% financing OR a $2000.00 rebate and a consumer's lending source offers 8.25%, a consumer should compare at the credit union what payments and total interest paid would be, if the consumer financed $2000.00 less at the credit union.

  7. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate". [citation needed] These markups have been the focus of some regulatory scrutiny because they can cause variations in interest rates that are not correlated with credit risk. [2] Car financing options in the United Kingdom similarly ...