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  2. Home equity data and statistics: Why they matter to ... - AOL

    www.aol.com/finance/home-equity-data-statistics...

    For example, if your house is worth $500,000, and you still owe $100,000, you have $400,000 of equity. Home equity loan A fixed-rate, lump-sum loan using your home as collateral, also known as a ...

  3. How to calculate your home equity — and how much of it you ...

    www.aol.com/finance/calculate-home-equity...

    Many lenders allow you to borrow only up to 80 percent of your home’s value. Using our example above, that’s 0.8 x $410,000, or $328,000. ... 78 percent. Now, home equity loans and HELOCs don ...

  4. 4 ways to get equity out of your home — and what to know ...

    www.aol.com/finance/how-to-get-equity-out-of...

    4 ways to build your home equity faster. If you don’t have enough equity in your home to qualify for a loan or line of credit, building that equity isn’t going to happen overnight. Still, you ...

  5. Housing affordability index - Wikipedia

    en.wikipedia.org/wiki/Housing_Affordability_Index

    A value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20% down payment and a qualifying ratio of 25%.

  6. Home equity line of credit - Wikipedia

    en.wikipedia.org/wiki/Home_equity_line_of_credit

    However, because the collateral of a HELOC is the home, failure to repay the loan or meet loan requirements may result in foreclosure. As a result, lenders generally require that the borrower maintain a certain level of equity in the home as a condition of providing a home equity line, usually a minimum of 15-20%. [3]

  7. List of countries by home ownership rate - Wikipedia

    en.wikipedia.org/wiki/List_of_countries_by_home...

    This is a list of countries, territories and regions by home ownership rate, which is the ratio of owner-occupied units to total residential units in a specified area, based on available data. [1] [better source needed]

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