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Electronic Funds Transfer at Point Of Sale, abbreviated as EFTPOS (/ ˈ ɛ f (t) p ɒ s /), is the technical term referring to a type of payment transaction where electronic funds transfers (EFT) are processed at a point of sale (POS) system or payment terminal usually via payment methods such as payment cards (debit cards, credit cards or gift cards).
Terminals under the SM name can be found in all SM stores, such as their supermarkets, department stores and stores such as Surplus Shop and Toy Kingdom. Terminals under the Banco de Oro name can be found in businesses that accept Banco de Oro cards before Banco de Oro joined the EPS. Some merchants though still use the Banco de Oro terminal.
PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.
Pros. Cons. Good alternative to using a credit or debit card, with less chance of overspending. Hard to use if you’re online shopping as most retail websites won’t take checking account ...
Electronic funds transfer at point of sale (EFTPOS) are transfers resulting from credit or debit card transactions initiated through a payment terminal; Web/Internet Online Payments (E-commerce payment system) Wire transfer via an international banking network such as Society for Worldwide Interbank Financial Telecommunication (SWIFT) Real-time ...
For shopping, these tools monitor your browsing activity to identify savings opportunities. When you visit participating retailers, the extension can find discount codes, compare prices across ...
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