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2. ACH Transfers: Everything You Need To Know - AOL

   www.aol.com/finance/ach-transfers-everything...

   The whole process can take as little as a few hours for the funds to transfer and the ACH transaction to be complete, but the type of transaction can impact that. ACH Transfer Steps

3. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

4. Automated clearing house - Wikipedia

   en.wikipedia.org/wiki/Automated_Clearing_House

   ACH credit transfers are initiated by the payer and include payments such as: direct deposits, payrolls, retail payments and vendor payments. [5] ACH direct debit collections are initiated by the payee with pre-authorization from the payer; ACH direct debits include consumer payments such as utility bills, insurance premiums , mortgage loans ...

5. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Debt settlement isn’t the best option for everyone, so make sure you consider alternatives like using a balance transfer card or creating a debt management plan with a credit counselor before ...

6. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   Put extra money that you receive, like tax refunds, bonuses or gift cash toward your credit card balances instead of splurging. Even small windfalls add up — an extra $200 payment saves you $44 ...

7. How to do a credit card balance transfer - AOL

   www.aol.com/finance/credit-card-balance-transfer...

   Qualifying for a top-rated balance transfer credit card is generally easier if you have a good credit score or excellent credit of between 670 and 850. You might still be able to open a balance ...