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Minimum self-insurance requirements. California. $35,000 cash deposit or surety bond. Connecticut. $50,000 cash or its equivalent for first vehicle, $60,000 for the second vehicle, $65,000 for the ...
Louisiana car insurance laws require minimum liability coverage with 15/30/25 policy limits. This means drivers must carry: $15,000 in bodily injury liability per person. $30,000 in bodily injury ...
State law requires all Colorado drivers to carry a minimum of: $25,000 in bodily injury liability coverage per person. $50,000 in bodily injury liability coverage per accident. $15,000 in property ...
Louisiana: 15/30/25: Maine: 50/100/25: Maryland: 30/60/15 [33] Massachusetts: 20/40/5: In lieu of auto insurance, individuals can either (1) deposit $10,000 in cash, stocks, or bonds with the State Treasurer [34] who will issue a receipt [35] or (2) obtain a motor vehicle liability bond equal to the state minimum limits. [36] Michigan: 20/40/10 ...
Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place. This differs from traditional insurance, which attempts to differentiate and ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
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