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  2. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That said, interest rates on debt consolidation loans range from about 7.5 percent to 36 ...

  3. 10 Best Debt Consolidation Loans

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    Low debt consolidation rates. High loan limits. ... Debt consolidation loans only offered for unsecured debts, like credit card debt. ... Best for No Interest for 30 Days. There are no fees to ...

  4. Pros and cons of debt consolidation: Is it a good idea?

    www.aol.com/finance/pros-cons-debt-consolidation...

    Meanwhile, the average personal loan rate is 12.38 ... A debt consolidation loan may temporarily lower your credit score by a few points due to the hard credit inquiry. But, over time ...

  5. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    And while the average personal loan rate was around 12% in December 2024, borrowing rates are likely to come down in the wake of the Federal Reserve’s cuts to interest rates. Dig deeper: What is ...

  6. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

    www.aol.com/8-ways-debt-consolidation-loan...

    Lower Interest Rates = Lower Interest Payments: Debt consolidation loans, such as installment loans, generally offer lower interest rates compared to credit cards. Securing a lower rate with a ...

  7. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    TransUnion reported that the average debt per borrower was $6,360 as of Q3 2023. If you owe a lot of money on multiple credit cards and loans, debt consolidation can provide a way out ...

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