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  2. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in ...

  3. Tax Refund Loans: How To Get an Advance in 2025 - AOL

    www.aol.com/tax-refund-loans-advance-2023...

    Tax Preparation Company. Loan Amount. Fees and Interest. Intuit TurboTax. Up to 50% of your anticipated refund. None. H&R Block – Emerald Advance: up to $1,300

  4. Cash-strapped Americans paid nearly $850M to get their tax ...

    www.aol.com/finance/cash-strapped-americans-paid...

    TIGTA’s review of tax providers offering early refund products found that one provider charged almost 36% on refund anticipation loans issued from November 1, 2023, to December 31, 2023, with a ...

  5. Some tax refunds can come with hidden fees, government report ...

    www.aol.com/tax-refunds-come-hidden-fees...

    Of those, about 96% used a refund anticipation check, or RAC, the Treasury Inspector General for Tax Administration estimated in a report last week. Another 4% used a refund anticipation loan, or RAL.

  6. The BBB offers details about advance tax refunds or ... - AOL

    www.aol.com/bbb-offers-details-advance-tax...

    A refund anticipation loan is a loan against your estimated tax return. A tax preparer will calculate what the IRS owes you and loan you a portion of that amount right away.

  7. Tax refund - Wikipedia

    en.wikipedia.org/wiki/Tax_refund

    Refund anticipation loans are a common means to receive a tax refund early, but at the expense of high fees that can reach over 200% annual interest. [9] In the 1990s, refunds could take as long as twelve weeks to come back to the taxpayer; the average time for a refund is six weeks, [ 10 ] with refunds from electronically filed returns coming ...

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