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Best CD rates today: Start 2025 strong with guaranteed returns of up to 4.27% for 12+ months — Jan. 2, 2025
Despite three Federal Reserve rate cuts this year, CDs continue to be a reliable way to grow your money at near-record rates, offering up to 4.27% APY on terms of 12 months and longer. And fixed ...
For example, one of today's top CDs pays 4.52% APY for a 12-month term, meaning that it'll maintain that rate through December 2025, regardless of how many times the Fed cuts rates next year.
By December 2023, some banks were offering rates of 5.30% or more on 12-month CDs. ... Promotional CD: Often referred to as a bonus or special-rate CD, it generally comes with a higher-than-normal ...
Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. ... 6-month CD. 1.65%. 1.68%. Down 3 basis points. 12-month (1 year) CD. 1.83 ...
The JPMorgan Chase Bank CD Account offers annual percentage yields of 0.02% for a 60-month CD and 0.02% for a 12-month CD. ... minimum deposit to open an account; (4) 12-month CD APY rate; (5) 60 ...
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