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  2. Car insurance premium: what is a premium and how is it ... - AOL

    www.aol.com/finance/car-insurance-premium...

    A car insurance premium is money you pay to your insurance company in exchange for a policy. Car insurance premiums generally follow the same principles across carriers but may vary in how often ...

  3. Are Health Insurance Premiums Tax Deductible? - AOL

    www.aol.com/finance/health-insurance-premiums...

    How to Claim the Health Insurance Premium Deduction. To calculate your self-employed health insurance deduction, you’ll need to complete several tax forms. Complete Form 7206, ...

  4. Moving to a new state? Here's how to switch your car ... - AOL

    www.aol.com/finance/car-insurance-moving-states...

    Most insurers will refund unused premiums when you cancel, but how they calculate these refunds varies. Some use "short rate" cancellation, which means they keep a percentage of the unused premium ...

  5. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Home insurance companies will typically calculate insurance rates based on risk. ... The table below showcases average annual premiums for a home insurance policy with a $250,000 dwelling coverage ...

  6. Credibility theory - Wikipedia

    en.wikipedia.org/wiki/Credibility_theory

    The problem is then to devise a way of combining the experience of the group with the experience of the individual risk to calculate the premium better. Credibility theory provides a solution to this problem. For actuaries, it is important to know credibility theory in order to calculate a premium for a group of insurance contracts. The goal is ...

  7. Reinsurance Actuarial Premium - Wikipedia

    en.wikipedia.org/wiki/Reinsurance_Actuarial_Premium

    Reinsurance pure premium rate computing, add charges, taxes and reduction of treaty "As if" data involves the recalculation of prior years of loss experience to demonstrate what the underwriting results of a particular program would have been if the proposed program had been in force during that period.

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