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  2. The pros and cons of Medicare Advantage: Should you ... - AOL

    www.aol.com/finance/medicare-advantage-pros-cons...

    You can use any U.S. hospital or doctor that takes Medicare You don't usually need referrals for specialists Prior authorization is not needed for most services and supplies, including medications ...

  3. Medicare Advantage chaos is making life more difficult for ...

    www.aol.com/finance/medicare-advantage-chaos...

    Some hospitals move forward with care without prior authorization because it's an emergency and the appeals process takes too much time. "There are patients out there that can't wait.

  4. Prior authorization - Wikipedia

    en.wikipedia.org/wiki/Prior_authorization

    Prior authorization is a check run by some insurance companies or third-party payers in the United States before they will agree to cover certain prescribed medications or medical procedures. [1] There are a number of reasons that insurance providers require prior authorization, including age, medical necessity, the availability of a generic ...

  5. Utilization management - Wikipedia

    en.wikipedia.org/wiki/Utilization_management

    Utilization management. Utilization management (UM) or utilization review is the use of managed care techniques such as prior authorization that allow payers, particularly health insurance companies, to manage the cost of health care benefits by assessing its appropriateness before it is provided using evidence-based criteria or guidelines.

  6. Insurers try not to deny patients prescription drugs. Here's ...

    www.aol.com/insurers-try-not-deny-patients...

    There’s a misconception that prior authorizations (PAs) only exist to deny health care and treatment. At BlueCross, the majority of PA requests are approved. When taken properly, drugs can ...

  7. Health Insurance Portability and Accountability Act - Wikipedia

    en.wikipedia.org/wiki/Health_Insurance...

    The Health Insurance Portability and Accountability Act of 1996 (HIPAA or the Kennedy – Kassebaum Act[1][2]) is a United States Act of Congress enacted by the 104th United States Congress and signed into law by President Bill Clinton on August 21, 1996. [3] It aimed to alter the transfer of healthcare information, stipulated the guidelines by ...

  8. Implementation history of the Affordable Care Act - Wikipedia

    en.wikipedia.org/wiki/Implementation_history_of...

    The Patient Protection and Affordable Care Act, often shortened to the Affordable Care Act (ACA) or nicknamed Obamacare, is a United States federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act of 2010 amendment ...

  9. Appeals court finds 'Obamacare' pillar unconstitutional in ...

    www.aol.com/news/appeals-court-finds-obamacare...

    However, Elizabeth Kaplan, an expert on health law and policy at Harvard Law School, said the new guidance’s wording might provide insurers leeway to require prior authorization and charge ...