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2. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   Personal loan interest rates are typically lower than credit card rates. Loan amount: Around $1,000 to $50,000 Average interest rate: 12.38 percent (as of July 31, 2024)

3. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   An unsecured personal loan doesn’t require collateral to get approved. Qualifying is based on your credit score and income. Because of this, you’ll typically need good or excellent credit to ...

4. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may even be able to find personal loan rates under 10 ...

5. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   An example of these loans are cooperative loans. Interest rates for personal loans in Malaysia are influenced by either one of these factors: loan amount, loan tenure and income of the applicant. In some cases, the bank will take 2 or even 3 of these factors to decide on the appropriate interest rate to be applied to the personal loan.

6. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Next steps: Search the Bankrate personal loan marketplace to find the most competitive loan that best meets your borrowing needs. 6. Shop around for the best personal loan rates

7. Cooperative loans in Malaysia - Wikipedia

   en.wikipedia.org/wiki/Cooperative_loans_in_Malaysia

   Another criticism revolves around the actual cost of the loan. Prior to 2012, the typical interest rate of most cooperative loan was around 10% per annum calculated on a flat rate. Borrowers only received 81% of the loan amount with 19% deducted for various fees and expenses including a commission to agents. A recalculation of interest rates ...