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2. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   While debt relief programs can provide much-needed relief, they may hurt your credit score. Depending on the type of debt relief, such as debt settlement, your credit score could be hurt for years ...

3. Best debt relief companies for credit card debt 2024 - AOL

   www.aol.com/finance/best-debt-relief-companies...

   In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

4. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   In simple terms, debt relief can do any of the following: Decrease what you owe. Reduce or eliminate the debt’s interest rate. Write off part or all of your debt. The more complex definition is ...

5. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt consolidation takes place when you move two or more of your existing debts into one new debt, typically with the help of a product like a debt consolidation loan or a balance transfer credit ...

6. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   How much can debt settlement affect your credit score? In some cases, a debt settlement and its circumstances, such as missed payments and charged-off debt, can lead to a more than 100-point ...

7. How to protect yourself from debt relief and credit scams - AOL

   www.aol.com/finance/debt-relief-credit-scams...

   You can protect yourself from scams by ignoring unsolicited offers and researching legitimate debt relief and credit repair options. The average American has an estimated debt balance of $96,371 ...