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2. How long can a credit card charge be pending? - AOL

   www.aol.com/finance/long-credit-card-charge...

   When you swipe your credit card to make a purchase, the merchant’s acquiring bank — which handles the payments for the merchant — communicates with your card issuer to make sure that you ...

3. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

4. What happens to your credit card debt after you die? - AOL

   www.aol.com/finance/what-happens-to-credit-card...

   Your estate pays the debt. After you die, credit card companies become creditors to your estate. If there are sufficient assets in the estate, the debt is paid off with proceeds from your estate ...

5. Card security code - Wikipedia

   en.wikipedia.org/wiki/Card_security_code

   A card security code (CSC; also known as CVC, CVV, or several other names) is a series of numbers that, in addition to the bank card number, is printed (but not embossed) on a credit or debit card. The CSC is used as a security feature for card not present transactions, where a personal identification number (PIN) cannot be manually entered by ...

6. Payment card number - Wikipedia

   en.wikipedia.org/wiki/Payment_card_number

   Payment card numbers are composed of 8 to 19 digits, [1] The leading six or eight digits are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN). [2]: 33 [3] The remaining numbers, except the last digit, are the individual account identification number. The last digit is the Luhn check digit.

7. Can a bank seize funds from my checking account for my ... - AOL

   www.aol.com/bank-seize-funds-checking-account...

   Key takeaways. A bank cannot typically take money from your checking account to pay off your credit card debt. There are exceptions to this protection. For one, if the bank gets a court judgment ...

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9. Address verification service - Wikipedia

   en.wikipedia.org/wiki/Address_verification_service

   An address verification service (AVS) is a service provided by major credit card processors to enable merchants to authenticate ownership of a credit or debit card used by a customer. [1] AVS is done as part of the merchant's request for authorization in a non-face-to-face credit card transaction. The credit card company or issuing bank ...