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2. How do credit card refunds work? - AOL

   www.aol.com/finance/credit-card-refunds...

   A credit card refund doesn’t directly impact your credit score, but requesting a refund may give you a boost if the refunded amount reduces your credit utilization ratio.

3. What is an outstanding balance on a credit card? - AOL

   www.aol.com/finance/outstanding-balance-credit...

   This means you could owe $5,000 on your credit card on the 3rd of any given month, pay off your outstanding balance on the 10th of the month and show a $0 credit card balance by the time your ...

4. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Once the card balance is zero, you may be able to use the credit card company’s online messaging center to send an email and close the account. But it’s always best to call the number on the ...

5. Does Having a Credit Card Balance Hurt Your Credit Score? - AOL

   www.aol.com/finance/does-having-credit-card...

   You probably know that paying down debt is good for your credit score. But there’s a persistent myth about credit card balances and credit scores. Some people say that carrying a small balance ...

6. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby ...

7. Red Flags To Check for on Your Credit Card Bill Every Month - AOL

   www.aol.com/red-flags-check-credit-card...

   Changes are typically based on your credit score or history with the card issuer. If an issuer decides to drop your credit limit, it may be a clue to negative marks or a lower credit score on your ...

8. Everything you need to know about balance transfer checks - AOL

   www.aol.com/finance/everything-know-balance...

   Balance transfer checks can help you pay off credit card debt, but they don’t always come with the same perks as a balance transfer credit card — and they may come with higher fees or interest ...

9. What is credit monitoring? - AOL

   www.aol.com/finance/credit-monitoring-212027215.html

   A credit monitoring service can help you identify and reverse unauthorized changes to your credit report. Your credit card may offer this protection as a free benefit, or you may prefer to pay for ...