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Originally set up as the Office of Regulatory Loan Commissioner in 1963, [4] the Office of Consumer Credit Commissioner (OCCC)’s current name was established when the Texas Credit Code was enacted in 1967. [5] The Texas Finance Commission oversees the OCCC, [6] and appoints the Consumer Credit Commissioner who serves at its will. [7]
The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...
The Bureau of Labor Statistics’s latest Consumer Expenditure survey, found that the average single woman earned $39,178 and spent $38,838, while the average single male earned $49,525 and spent ...
2004 study found high Black, Indigenous, and people of color [BIPOC] zip codes to have significantly worse scores than non-Black, Indigenous, and people of color [BIPOC] zip codes. [ 34 ] 2004 study found that African American and Hispanic consumers constituted over 60% of the consumers having the worst credit scores.
WASHINGTON — The Supreme Court on Thursday rejected a business-backed challenge that could have scuttled the federal agency set up to protect consumers from shady financial services practices.
Image credits: dertigo According to the U.S. Census Bureau, 84% of newly built, single-family homes sold in 2022 were part of homeowners associations.
The Consumer Voice is the source for long-term care education, advocacy, and policy analysis at both the state and federal level. The organization addresses issues such as inadequate staffing in nursing homes , maintenance of residents' rights and empowerment of residents, and support for family members and development of family councils.
On October 18. 2017, President Trump signed into law the Elder Abuse Prevention and Prosecution Act of 2017 (P.L. 115–70 [1]), identifying the need for data on elder abuse. An elder abuse case has many stages from the incident through investigation (by adult protective services or law enforcement), prosecution, and trauma recovery.