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Preforeclosure indicates that the lender is legally pursuing foreclosure. Acting quickly during preforeclosure can help homeowners stay in their homes or avoid foreclosure.
In the United States, the Trustee Sale Guarantee (TSG) is the title guarantee that is issued at the beginning of a foreclosure.TSG helps the foreclosing trustee and beneficiary through the delivery of the information required in ensuring compliance with the statutes of foreclosure stipulated by the state.
In August 1986 lenders post The Davis Building in foreclosure for funds equaling $18.5 million. In 1991 the building was used in part of the set for the movie Touch and Die featuring Martin Sheen. Hamilton Properties then purchased the building in 1997 with plans for renovation into apartment lofts.
“Foreclosure floodwaters receded somewhat in 2010 in the nation’s hardest-hit housing markets. Even so, foreclosure levels remained five to 10 times higher than historic norms in most of those hard-hit markets, where deep fault-lines of risk remain and could potentially trigger more waves of foreclosure activity in 2011 and beyond.” [30]
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