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Accidental death and dismemberment (AD&D) insurance provides coverage if you lose a limb or your death is the result of an accident. Between AD&D and term life, term life covers more causes of death.
Due to HO-5 policies having more stringent underwriting guidelines that not every homeowner will qualify for, it is ultimately an insurer’s call on whether an HO-5 policy is an option for you.
“The warranty is designed to cover items that are in satisfactory, good working condition upon occupancy, and then fail due to normal wear and tear,” says Mike Sadler, vice president of ...
Warranty companies deny the claim citing homeowner's maintenance negligence. Warranty companies deny the claim because of a "pre-existing problem". Warranty companies always repair the appliance even when it is in such bad shape as to be replaced. Home warranty companies deny systematic denial and claim that customers need to pay close ...
Some of the covered accidents include traffic accidents, exposure, homicide, falls, heavy equipment accidents and drowning. Accidental deaths are the fifth leading cause of death in the U.S. [1] as well as in Canada. Accidental death insurance is not an investment vehicle and thus clients are paying only for sustained protection. Most policies ...
A home warranty protects against the costs of home and appliance repair by offering home warranty coverage for houses, townhomes, condominiums, mobile homes, and new construction homes. When a problem occurs with a covered appliance or mechanical system such as an air conditioning unit or furnace, a service technician repairs or replaces it ...
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