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2. California Department of Financial Protection and Innovation

   en.wikipedia.org/wiki/California_Department_of...

   The California Consumer Financial Protection Law (CCFPL) gave the DFPI expanded enforcement powers to protect California consumers from unfair, deceptive, or abusive practices committed by unlicensed financial services or products; COVID-19 pandemic-inspired scams; and a regulatory retreat by some federal agencies, most notably the Consumer ...

3. California could allow undocumented residents to qualify for ...

   www.aol.com/california-could-allow-undocumented...

   A California lawmaker is leading the charge to make undocumented residents eligible for a popular state-backed home loan program, weeks before it gives out another $250 million in down payment ...

4. Community Reinvestment Act - Wikipedia

   en.wikipedia.org/wiki/Community_Reinvestment_Act

   The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.

5. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   Research indicates only 6% of high-cost loans—a proxy for subprime loans—had any connection to the law. Loans made by CRA-regulated lenders in the neighborhoods in which they were required to lend were half as likely to default as similar loans made in the same neighborhoods by independent mortgage originators not subject to the law." [1]

6. California lawmakers pass bill that could make undocumented ...

   www.aol.com/news/california-lawmakers-pass-bill...

   Undocumented immigrants in California could be eligible for state assistance in buying a home under a bill the state Legislature sent to Democratic Gov. Gavin Newsom Wednesday. The proposal, which ...

7. How to buy a house with low income - AOL

   www.aol.com/finance/buy-house-low-income...

   Connect early with a loan officer: Even if you’re not ready to buy a home just yet, get in touch with a few loan officers to learn exactly what you’d need to qualify. The loan officer can help ...