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  2. How do balance transfers work, and will one work for you? - AOL

    www.aol.com/finance/balance-transfers-one...

    You can earn up to 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. It’s a smart incentive to help you stay on top of your ...

  3. Cashback website - Wikipedia

    en.wikipedia.org/wiki/Cashback_website

    Payment is generally made to the user in the form of bank transfers, gift vouchers, online sites such as PayPal, bank checks, mobile recharges or online orders at the request of the user. Some cashback websites place a threshold on a customer's account such that a user may need to make several transactions in order to be able to receive a reward.

  4. Good Debt and Bad Debt Differences: What You Should Know - AOL

    www.aol.com/good-debt-bad-debt-differences...

    The word "debt" has all kinds of negative connotations -- and with good reason. Carrying a heavy debt load not only jeopardizes your financial security, but it can also lead to everything from ...

  5. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    In finance, bad debt, occasionally called uncollectible accounts expense, is a monetary amount owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for various reasons, often due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency.

  6. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    Sometimes people get into credit card debt due to unexpected medical or emergency expenses. Other times, the source of debt is chronic overspending, which often means you’re spending more than ...

  7. Cashback - Wikipedia

    en.wikipedia.org/wiki/Cashback

    Cashback website, a site where customers can earn cash rebates on online purchases that they make; Debit card cashback, cash that shoppers receive along with their goods when paying by debit card; Mortgage cashback, a lump sum given to a new borrower at the beginning of a mortgage term

  8. Chargeback - Wikipedia

    en.wikipedia.org/wiki/Chargeback

    The merchant's acquiring bank accepts the risk that the merchant will remain solvent over time as during a chargeback it has to return the funds to the cardholder, and that sum then has to be received back from the merchant, and thus has an incentive to take a keen interest in the merchant's products and business practices. Reducing consumer ...

  9. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Faster debt repayment: The main advantage of consolidating debt is combining multiple monthly payments into a single monthly payment. This allows you to direct your payments to a single source.

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