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  2. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    The letter of explanation addresses red flags that might derail your approval: why you were unemployed for a period of time or why there’s an unpaid balance on your credit report. Not every ...

  3. How to Write a Letter of Explanation for a Mortgage - AOL

    www.aol.com/news/write-letter-explanation...

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  4. What to do if you are denied a HELOC or home equity loan - AOL

    www.aol.com/finance/denied-heloc-home-equity...

    Credit score. Minimum score of 640 or higher. Ownership stake. At least 15-20% equity in the home. Debt-to-income ratio. Below 43 percent. Combined loan-to-value ratio

  5. HELOC and home equity loan requirements in 2024 - AOL

    www.aol.com/finance/heloc-home-equity-loan...

    Like interest rates in general, HELOC and home equity loan rates are forecasted to drop in 2024 — especially the lines of credit, which broke the psychologically high 10 percent barrier late ...

  6. Documents needed for mortgage preapproval - AOL

    www.aol.com/finance/documents-needed-mortgage...

    Here’s a checklist of what you need to get a mortgage preapproval letter. ... you will need the veteran’s DD214 form or separation papers, and you must complete VA Form 26-1817.

  7. Can I Use a HELOC to Pay off a Mortgage Faster ... - AOL

    www.aol.com/heloc-pay-off-mortgage-faster...

    If your mortgage balance is $340,000 and you want to borrow $20,000 using a new HELOC, then your LTV (including the new HELOC) would be $360,000 divided by $400,000, or 90%.

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