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With mobile check deposit, ... Government-issued checks. Personal checks. Stimulus checks. How Mobile Check Depositing Works. The way mobile check depositing works is by using advanced remote ...
Preprinted payroll and government checks: $5 fee for checks that are $250 or less; checks that are more than $250 will face a fee of 2% ... 2 Mobile Check Deposit eligibility is determined by ...
Before you try to deposit anything other than a personal, business, cashier’s or government check drawn from a U.S. bank, check to make sure your bank’s mobile deposit feature allows it.
Remote deposit. Remote deposit or mobile deposit is the ability of a bank customer to deposit a cheque into a bank account from a remote location, without having to physically deliver the cheque to the bank. This was originally accomplished by scanning a digital image of a cheque into a computer then transmitting that image to the bank, but is ...
Expedited Funds Availability Act. The Expedited Funds Availability Act (EFA or EFAA) was enacted in 1987 by the United States Congress for the purpose of standardizing hold periods on deposits made to commercial banks and to regulate institutions' use of deposit holds. It is also referred to as Regulation CC or Reg CC, after the Federal Reserve ...
The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, Pub. L. 108–100 (text) (PDF), that was enacted on October 28, 2003 by the 108th U.S. Congress. The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original ...