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  2. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Graphic 1: Total number of dollars (in billions) entering default, 2009-2018, data source: CRS Graphic 2: This graph portrays the changes in the interest rate for direct subsidized loans, 2004-2019 Default and delinquency are increasingly common and are a large risk the government bears when giving out low-interest rate loans.

  3. Federal Family Education Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Family_Education...

    4.5% for a loan first disbursed between July 1, 2010, and June 30, 2011; 3.4% for a loan first disbursed between July 1, 2011, and June 30, 2012; Interest rate under the new law does not extend to loans disbursed after June 30, 2012. The rate for these new loans will revert to 6.8%. The law did not affect new unsubsidized Stafford loans. The ...

  4. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    The Health Care and Education Reconciliation Act of 2010 (HCERA) ended private-sector lending under the Federal Family Education Loan Program (FFELP) starting July 1, 2010; all subsidized and unsubsidized Stafford loans, PLUS loans, and Consolidation loans are under the Federal Direct Loan Program. [21]

  5. How the Banks' Student Loan Gravy Train Finally Got Halted - AOL

    www.aol.com/news/2010-03-30-how-the-banks...

    In short, the government was not only paying a guaranteed interest rate and eliminating risk, but in many "private" loans it was now putting up the capital, too, making FFEL a subsidy-laden ...

  6. Loan rates down, but proceed with caution - AOL

    www.aol.com/2010/05/17/loan-rates-down-but...

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  7. America's Low Interest Rates Have a High Hidden Price - AOL

    www.aol.com/news/2010-12-09-low-interest-rates...

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