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  2. Learn How to Refinance Your Auto Loan with Bad Credit

    www.aol.com/learn-refinance-auto-loan-bad...

    Credit mix: A diverse mix of credit accounts, such as auto loans, mortgages, and credit cards, show banks that you can manage various types of debt. While this is another small factor that goes ...

  3. 8 ways to refinance a mortgage with bad credit - AOL

    www.aol.com/finance/7-ways-refinance-mortgage...

    When you refinance a mortgage, your credit score may go down temporarily due to lenders doing hard pulls on your credit. However, if you bundle your credit inquiries into 45 days or less, it will ...

  4. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Common types of bad credit loans include traditional personal loans, loans with a co-signer or secured loans, payday advances and car title loans. How do I qualify for a bad credit loan?Qualifying ...

  5. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  6. Pros and cons of refinancing a car: Is it right for you? - AOL

    www.aol.com/finance/pros-cons-refinancing-car...

    Some lenders offer cash-back auto loan refinancing, which can be beneficial if you need fast cash. It works the same as traditional refinancing, but in addition to a new loan that replaces your ...

  7. Have a good credit mix: Mortgage lenders want to see you can balance revolving credit lines (credit cards) while also making timely payments on installment accounts (car, student, personal loans).

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