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2. Fixed vs. variable interest rates: How these rate types work ...

   www.aol.com/finance/fixed-vs-variable-interest...

   Say you take out a fixed-rate personal loan to pay down high-interest credit card debt when the Fed rate is at an all-time high. Since credit card rates are generally higher than personal loan ...

3. How to Find a Fixed-Rate Credit Card - AOL

   www.aol.com/news/fixed-rate-credit-card...

   What Are Fixed-Rate Credit Cards? Most credit cards today have a variable annual percentage rate, meaning the interest rate will go up or down based on the benchmark rate, such as the prime rate. ...

4. Here’s how the Secured Overnight Financing Rate works ... - AOL

   www.aol.com/finance/secured-overnight-financing...

   SOFR is used as a benchmark rate for other types of variable-rate loans, like private student loans, reverse mortgages, and home equity lines of credit (HELOCs).

5. How to choose a student credit card - AOL

   www.aol.com/finance/choose-student-credit-card...

   Here are the other factors you’ll need to compare when choosing a student credit card: Annual percentage rates (APRs): There are a few types of APRs when it comes to credit cards, ...

6. Are Sallie Mae student loans federal or private? - AOL

   www.aol.com/finance/sallie-mae-student-loans...

   Perkins loans are need-based and have a fixed rate of 5%, while direct subsidized and unsubsidized loans are available to all undergraduates, with an interest rate of 5.50%. Parent PLUS loans are ...

7. How does a fixed-rate HELOC work? - AOL

   www.aol.com/finance/does-fixed-rate-heloc...

   For example, Bethpage Federal Credit Union offers the unique option to convert some or all of a variable-rate HELOC to a fixed-rate loan without a fee; you can choose between five-, 10- and 20 ...