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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    The process varies from provider to provider, but how you file a car insurance claim usually begins with a phone call, filling out an online form or using your insurance company’s app to begin ...

  3. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    Filing a claim with your driver’s insurance. As a passenger, you may be able to file a claim with your driver’s insurance if they have a policy that includes personal injury protection (PIP ...

  4. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    When you file an insurance claim, your insurer will likely ask for a copy of the police report. Therefore, getting it done sooner may make the claims process easier for you. Frequently asked questions

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...

  6. Accident management - Wikipedia

    en.wikipedia.org/wiki/Accident_management

    Accident management is the centralised handling of a motorist’s claim following a road traffic collision or other damages or mishaps that happen to a vehicle while on or off road. It is a cost-effective intermediary service which assists drivers in getting back on the road quickly and in managing the claims process alone. [ 1 ]

  7. Traffic collision - Wikipedia

    en.wikipedia.org/wiki/Traffic_collision

    A traffic collision in Japan, 2007 The aftermath of an accident involving a jackknifing truck, Mozambique, Africa. A traffic collision, also known as a motor vehicle collision, or car crash, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other moving or stationary obstruction, such as a tree, pole or building.

  8. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    Car insurance companies will read the accident report after it is filed. Insurance companies. Your car insurance company will decide which claims they fulfill and which they do not. If the other ...

  9. Guest statute - Wikipedia

    en.wikipedia.org/wiki/Guest_statute

    The original purpose of the guest statute was both to protect drivers from frivolous litigation and to protect insurance companies from collusive and fraudulent suits (wherein the passenger sues the driver in order to collect from the driver's insurer). For the same reason, some states also passed aviation guest statutes, which limit the ...