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2. 12 Best Installment Loans To Rebuild Your Credit - AOL

   www.aol.com/12-best-installment-loans-rebuild...

   If you have bad credit or high-interest credit card debt, you might be considering an installment loan to improve your credit with on-time payments. ... Prosper offers personal loans from $2,000 ...

3. How much can I borrow with a personal loan if I have bad credit?

   www.aol.com/finance/much-borrow-personal-loan...

   A poor credit score is a FICO score below 670 or a Vantage score below 661. No matter the credit scoring model you prefer, a less-than-stellar score can make qualifying for a loan and getting the ...

4. Best Hardship Loans for Bad Credit for 2023 - AOL

   www.aol.com/finance/best-hardship-loans-bad...

   5 Best Hardship Loans for Bad Credit Many companies offer a variety of loans designed to help with short-term or long-term financial difficulties. Here is a breakdown of five of the best hardship ...

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [36] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701. [37]

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt is said [clarification needed] to be higher in industrialized countries. [10] The average U.S. college graduate begins his or her post-college days with more than $2,000 in credit card debt. [11] The median credit card debt in the U.S. is $3,000 and number of cards held is two. [12]