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2. How do boat loans work, and are they the best way to finance ...

   www.aol.com/finance/boat-loans-types-terms...

   Boat loan interest rates follow personal loan rates in that the best rates go to the most creditworthy borrowers. Most lenders have an annual percentage rate (APR) ranging between 8 percent and 35 ...

3. Weigh all your options: How to choose the best boat loan lender

   www.aol.com/finance/comparing-options-choose...

   New boat rates are usually lower than older boat APRs. You may also find longer terms (up to 20 years) at secured boat lenders, while many unsecured personal loan companies offer a maximum seven ...

4. How to finance a boat: 5 steps & where to find the best loans

   www.aol.com/finance/everything-know-financing...

   A boat loan gives you the ability to finance the cost of a boat over several years instead of paying for it all at once. A secured boat loan may come with lower rates and longer repayment terms.

5. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

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7. Boat loans for older boats vs. new boats: What you need to know

   www.aol.com/finance/boat-loans-older-boats-vs...

   The differences between financing a new boat vs. a used model. ... boat lenders to offer terms as long as 20 years and lower rates than unsecured loans. Secured boat lenders tend to scrutinize the ...