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  2. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

  3. How to prepare for a home insurance inspection - AOL

    www.aol.com/finance/prepare-home-insurance...

    If you are switching home insurance companies, the new property insurer may require a home insurance inspection to be completed within 90 days of the effective date of the homeowners insurance policy.

  4. What to do if your home insurance is canceled - AOL

    www.aol.com/finance/insurer-dropped-san...

    An NBC News analysis of new Census Bureau data found that 1 in 8 American homeowners don't have homeowners insurance. If your home insurance is canceled or you receive a non-renewal notice, there ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The remaining 21.3% of home insurance policies were covered by renter's or condominium insurance. 14.8% of these had the HO-4 Contents Broad form, also known as renters' insurance, which covers the contents of an apartment not specifically covered in the blanket policy written for the complex. [13]

  6. Proof of insurance - Wikipedia

    en.wikipedia.org/wiki/Proof_of_insurance

    If a driver is questioned by a law enforcement official, they must provide proof of insurance and often face a penalty if they do not. The most common form of a POI in the United States was a paper card provided by the insurance company listing policy information and effective dates, though now electronic versions for smartphones are also used. [1]

  7. Loss payee clause - Wikipedia

    en.wikipedia.org/wiki/Loss_payee_clause

    The clauses are found in maritime insurance in relation to insuring mortgaged vessels. When selling land via a land contract , the seller may require the buyer to include a loss payee clause in their insurance policy to protect the seller's ongoing interest in the property until the contract is concluded.

  8. What is a mortgage proof of funds letter? - AOL

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    A proof of funds letter, or POF letter, proves you have the funds to buy a home. You might need one whether you’re getting a mortgage or paying for the property with cash.

  9. When and how to fight a denied homeowners insurance claim - AOL

    www.aol.com/finance/fight-denied-homeowners...

    Term. Meaning. Appraisal. An appraisal is a detailed assessment of either the property or property damage. An appraisal is written by an adjuster to estimate the amount of damage from a loss.

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