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  2. What Are the Benefits of Direct Deposit and Automatic Payments?

    www.aol.com/benefits-direct-deposit-automatic...

    Some insurance companies offer discounts for setting up automatic payments from a checking account, credit card or debit card, said Loretta Worters of the Insurance Information Institute.

  3. Millions hurt by credit repair firms to share $1.8 ... - AOL

    www.aol.com/millions-hurt-credit-repair-1...

    More than 4 million Americans gouged by credit repair companies including Lexington Law and CreditRepair.com will soon collectively receive $1.8 billion in refund checks, the Consumer Financial ...

  4. Bad credit loans: 5 risks to be aware of before getting one - AOL

    www.aol.com/finance/bad-credit-loans-5-risks...

    Loans for bad credit often come with high rates and fees. Watch out for lenders that contact you consistently, promise approval or charge rates above 35.99 percent, they're likely a scam.

  5. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital. [9]

  6. Electronic bill payment - Wikipedia

    en.wikipedia.org/wiki/Electronic_bill_payment

    Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account.

  7. Bank fraud - Wikipedia

    en.wikipedia.org/wiki/Bank_fraud

    The bank fraud statute federally criminalizes check-kiting, check forging, non-disclosure on loan applications, diversion of funds, unauthorized use of automated teller machines (ATMs), credit card fraud, and other similar offenses. Section 1344 does not cover certain forms of money laundering, bribery, and passing bad checks.

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