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Access to healthcare services is a critical determinant of health outcomes. Factors such as health insurance coverage, proximity to healthcare facilities, availability of primary care providers, and affordability of services significantly influence an individual’s ability to seek timely medical care, preventive services, and treatment for ...
The researchers note that other factors such as health status and the complexity of the market can also affect the purchase of individual health insurance, but conclude that they are unlikely to be the primary drivers of low coverage rates. [14] Many states allow medical underwriting of applicants for individually purchased health insurance.
The Andersen healthcare utilization model is a conceptual model aimed at demonstrating the factors that lead to the use of health services. According to the model, the usage of health services (including inpatient care, physician visits, dental care etc.) is determined by three dynamics: predisposing factors, enabling factors, and need.
Private health insurance is offered in a variety of forms, and includes plans such as Health Maintenance Organizations (HMO's) and Preferred Provider Organization (PPO's). [155] While health insurance increases the affordability of healthcare in the United States, issues of access along with additional related issues act as barriers to health ...
The ACA helped 20 million Americans get coverage and decreased the rates of uninsured from 16% in 2010 to 8.6% in 2016. The ACA brought coverage to people who had had downgrades in Employee Insurance programs, by providing a health insurance marketplace, giving them access to private insurance plans along with income-based government subsidies ...
"The sharp rise in auto insurance rates reflects a true collision of several challenging factors, all of which leave drivers in a less-than-optimal place: having to pay more than they expected for ...