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National Health insurance is designed for people who are not eligible to be members of any employment-based health insurance program. Although private insurance is also available, all Japanese citizens, permanent residents, and any non-Japanese residing in Japan with a visa lasting three months or longer are required to be enrolled in either ...
Health insurance is, in principle, mandatory for residents of Japan, but there is no penalty for the 10% of individuals who choose not to comply, making it optional in practice. [ 39 ] [ 40 ] Apart from conventional Western medicine and healthcare, Japanese insurance also covers traditional health therapies like acupuncture and health massages ...
Private health insurance does exist but it is very minor overall. [20] The three different types of insurances in Japan's health-care system have medical services paid by employees, employers, non-employed, and the government. There is the Society-Managed Health Insurance (SMHI) which is for employees in large firms.
All residents of Japan are required by the law to have health insurance coverage. People without insurance from employers can participate in a national health insurance programme, administered by local governments. Patients are free to select physicians or facilities of their choice and cannot be denied coverage.
The national ID card is not compulsory and will harmonize existing government-initiated identification cards issued including the Unified Multi-Purpose ID issued to members of the Social Security System, Government Service Insurance System, Philippine Health Insurance Corporation, and Home Development Mutual Fund (Pag-IBIG Fund). [74]
Private health insurance is only available to freelancers, high earners and certain other categories. [176] Those are voluntarily insured (freiwillig versichert). Employers pay for half of their employees' health insurance contributions, while the self-employed must pay the full contribution themselves. [176]