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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   How long does it take to clean up your credit report? Every credit report is different, so the time it takes to clean up your report will vary depending on the information that’s been reported.

3. Here’s How Long It Takes for a Check To Clear at Your Bank

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4. Cheque clearing - Wikipedia

   en.wikipedia.org/wiki/Cheque_clearing

   Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.

5. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Time in file (Credit File Age) (15% contribution on the FICO scale): The older the cardholder's credit report, the more stable it is, in general. As such, their score should benefit from an old credit report. This "age" is determined two ways; the age of the cardholder's credit file and the average age of the accounts on their credit file.

7. Check 21 Act - Wikipedia

   en.wikipedia.org/wiki/Check_21_Act

   The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, Pub. L. 108–100 (text), that was enacted on October 28, 2003 by the 108th U.S. Congress. The Check 21 Act took effect one year later on October 28, 2004.