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So, if you have pre-tax household income of $10,000 per month, no more than $4,500 can go towards debt repayment, at least for the purposes of mortgage approval. Your employment history isn't solid
Routine maintenance also costs money -- to use me as an example, I'm looking at forking over $200 to an HVAC technician for a seasonal check of my boiler and radiators.
Everyone knows that buying a house is one of the biggest financial decisions most people will ever make. Although it can be fraught with pitfalls at every turn, homeownership's advantages often...
If you had a $250,000 mortgage loan with 5% interest, the payment would be $1,342. With a 7.23% rate, that payment would be $1,702. How To Qualify for a 5% Mortgage Rate
That said, no matter when you decide to sign a mortgage, you need to shop around and compare offers. You can start by checking out this list of the best mortgage lenders and rates . 3.
If you have a qualifying credit score, make sure you don’t do anything during the mortgage process to cause it to drop, like miss a payment, max out a credit card or apply for some other new loan.
Have you ever wondered what the Building and Loan Bank in "It's a Wonderful Life" would be like in real life? Steve Habetz Jr., the vice president of Stamford Mortgage -- and a 30-year veteran of ...
Banks tightened their credit standards dramatically during the credit crunch, and lenders now accept only 55% of all mortgage applications, according to 7 reasons banks reject mortgage ...