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  2. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

  3. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    Types of cash value life insurance. Choosing a cash value life insurance policy means deciding on coverage that is designed to last a lifetime while also allowing you to build savings within the ...

  4. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.

  5. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    The insured party normally pays premiums until death, except for limited pay policies which may be paid up in 10 years, 20 years, or at age 65. Whole life insurance belongs to the cash value category of life insurance, which also includes universal life, variable life, and endowment policies.

  6. Borrowing against your life insurance policy

    www.aol.com/finance/borrowing-against-life...

    For example, let’s say a policyholder wants to surrender their policy for the cash surrender value (CSV) of $100,000, but they have an outstanding loan of $80,000. They have paid $30,000 in ...

  7. Does It Make Sense to Sell Your Life Insurance Policy?

    www.aol.com/news/2010-12-24-life-insurance...

    For starters, selling your life insurance means you disinherit your beneficiaries. You also likely will have to pay taxes on the payment you receive. And if you change your mind, chaos ensues.

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