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Depending on the seriousness of an injury, you may qualify for additional pain and suffering recompense if you have no-fault insurance. What to do if you are injured as a passenger in a car accident
After a car accident, you will want to start the insurance claim process as soon as possible. Depending on who is at-fault in the accident, the claim or claims will either be filed with the other ...
Pain and suffering is the legal term for the physical and emotional stress caused from an injury [1] (see also pain and suffering). Some damages that might come under this category would be: aches, temporary and permanent limitations on activity, potential shortening of life, depression or scarring .
[28] [29] Where a mental injury arises from a physical injury—as with a traumatic brain injury caused by a car accident—auto insurance policies normally cover the injury. In insurance, "personal injury," as typically defined, does not include mental injury that occurs as a result of defamation, false arrest or imprisonment, or malicious ...
Both full tort and limited tort coverage only apply in situations where the driver or passengers have been injured in an accident that is not the driver's fault. The victim then has the option of bringing charges against the at-fault driver to sue in court for unpaid medical bills, property damage, loss of income, pain, and suffering.
A 2019 report from the National Highway Traffic Safety Association found the average critically injured car accident survivor amassed nearly $980,000 in medical costs and lost wages. Even if you ...