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The financial mathematics behind the 0% finance scheme is somewhat complex, as the calculation differs with respect to the type of product and the country. [1] These deals are offered by finance companies or banks in conjunction with a manufacturer or dealer network. The schemes offer "zero percent" finance, where a customer pays for the ...
The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.
In 2005, the district-run schools scored an average of 37.4% on math and 35.5% on reading. The city's schools reached their peak scores in 2011 with 59.0% on math and 52.3% on reading. In 2014, the scores dropped significantly to 45.2% on math and 42.0% on reading. [157]
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