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  2. Cash-Over-Valuation - Wikipedia

    en.wikipedia.org/wiki/Cash-Over-Valuation

    COV can be defined as the difference between the resale price and the market value of the flat (HDB) that is paid by the buyer upfront. [2] Before 10 March 2014, a HDB resale flat begins with a professional valuation to discover the worth of the flat. The seller and buyer will negotiate about the amount to be paid above the valuation.

  3. Housing and Development Board - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Development_Board

    One of the original HDB flats constructed in 1960, in July 2021.. On the Housing & Development Board (HDB)'s formation, it announced plans to build over 50,000 flats, mostly in the city, under a five-year scheme, [7] and found ways to build flats as cheaply as possible so that the poor could afford to stay in them. [8]

  4. Public housing in Singapore - Wikipedia

    en.wikipedia.org/wiki/Public_housing_in_Singapore

    HDB residences in Bishan town. Public housing in Singapore is subsidised, built, and managed by the government of Singapore.Starting in the 1930s, the country's first public housing was built by the Singapore Improvement Trust (SIT) in a similar fashion to contemporaneous British public housing projects, and housing for the resettlement of squatters was built from the late 1950s.

  5. 2017 in Singapore - Wikipedia

    en.wikipedia.org/wiki/2017_in_Singapore

    19 October – The Housing and Development Board announced a new resale portal by 2018, cutting transaction time from 16 weeks previously to 8. [203] 20 October – NETS launches NETSpay, allowing users to pay through their phones. [204] However, errors caused transactions to fail, which resolved at 3:30pm. [205]

  6. Build to order (HDB) - Wikipedia

    en.wikipedia.org/wiki/Build_to_order_(HDB)

    Build to order (BTO) is a real estate development scheme enacted by the Housing and Development Board (HDB), a statutory board responsible for Singapore's public housing. First introduced in 2001, it was a flat allocation system that offered flexibility in timing and location for owners buying new public housing in the country.

  7. Real-estate bubble - Wikipedia

    en.wikipedia.org/wiki/Real-estate_bubble

    US house price trend (1998–2008) as measured by the Case–Shiller index Ratio of Melbourne median house prices to Australian annual wages, 1965 to 2010. As with all types of economic bubbles, disagreement exists over whether or not a real estate bubble can be identified or predicted, then perhaps prevented.

  8. Timeline of the 2000s United States housing bubble - Wikipedia

    en.wikipedia.org/wiki/Timeline_of_the_2000s...

    1968: As part of the Housing and Urban Development Act of 1968, the Government mortgage-related agency, Federal National Mortgage Association (Fannie Mae) is converted from a federal government entity to a stand-alone government sponsored enterprise (GSE) which purchases and securitizes mortgages to facilitate liquidity in the primary mortgage market.

  9. Buyer's remorse - Wikipedia

    en.wikipedia.org/wiki/Buyer's_remorse

    Buyer's remorse is a powerful experience for consumers. For years, marketers have been attempting to reduce buyer's remorse through many different methods. One specific technique employed by marketers is the inclusion of a coupon towards a future purchase at the point of sale. This has many benefits for both the consumer and retailer.