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2. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   Apply for a balance transfer card. Applying for a balance transfer card is as simple as going to a credit card issuer’s website and providing your name, address, Social Security number, income ...

3. Need a New Year’s money makeover? A balance transfer ... - AOL

   www.aol.com/finance/money-makeover-balance...

   A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.

4. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

5. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   Apply for a balance transfer card. ... That effectively moves the balance from your current account to the new one. ... Then compare the best balance transfer credit cards on the market to find a ...

6. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   On the other hand, balance transfer credit cards have their downsides. If you find that the disadvantages outweigh the pros, then you may want to consider balance transfer alternatives. Here are ...

7. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   In general, credit cards available to middle-class cardholders that range in credit limit from $1,000 to $30,000 calculate the finance charge by methods that are exactly equal to compound interest compounded daily, although the interest is not posted to the account until the end of the billing cycle. A high U.S. APR of 29.99% carries an ...