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2. Interest Rates Are Falling. Are Your Credit Card Rewards Safe?

   www.aol.com/interest-rates-falling-credit-card...

   And even if they do lower rates, credit cards will still have high interest rates overall. The current average is 22.76% on credit cards that are assessed interest, according to Federal Reserve data.

3. Want a better credit card interest rate? Try smaller ... - AOL

   www.aol.com/finance/want-better-credit-card...

   The survey includes input on all general-purpose credit cards from the 25 largest card issuers, as well as a sampling of cards from smaller banks and credit unions.

4. Credit card interest rates are ‘the highest they’ve ... - AOL

   www.aol.com/finance/credit-card-interest-rates...

   The average bank card borrowing rate in America in June rose to around 20%, revealing a steep increase of about 6% compared to the pre-pandemic average credit card rate of 14.87% in 2019.

5. Why credit card rates remain high, even after interest rate cuts

   www.aol.com/why-credit-card-rates-remain...

   The average credit card interest rate stands at 20.35%, just slightly below a record-high of 20.79% attained in August before the Fed began cutting rates, Bankrate data showed.

6. Store credit cards now carry a record interest rate as more ...

   www.aol.com/store-credit-cards-now-carry...

   Retail credit card interest rates have reached an all-time record, according to new data from Bankrate.. The average APR for retail credit cards is 30.45% this year, which is up from 28.93% a year ...

7. U.S. prime rate - Wikipedia

   en.wikipedia.org/wiki/U.S._Prime_Rate

   As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates). Traditionally, the rate is set to approximately 300 basis points (or 3 percentage points) over the federal funds rate.